Easy Guide: Making UPI Payments on WhatsApp

Hello friends, as you know, UPI has made the facility very easy. Today, small to big transactions are done very easily and in seconds through UPI. As you might have heard, WhatsApp has brought its new feature “UPI Payments on WhatsApp”. Yes, you have heard it absolutely right.

Everyone likes WhatsApp because of its security and new features. There are approximately 535.8 million WhatsApp users in India. WhatsApp has brought “UPI Payments on WhatsApp” feature for its Indian users. But still WhatsApp has not been able to go ahead of Google Pay and PhonePe. How to activate UPI payment on WhatsApp, details are given below.

How To Set WhatsApp UPI?

  • Step 1st:- Open WhatsApp and go to Settings.
  • Step 2nd:- Touch payment option
  • Step 3rd:- Touch the ‘Add new account’ option.
  • Step 4th:- Select your bank from the options given. Make sure that your selected bank account is also linked to your UPI account.
  • Step 5th:- After selecting the bank account, you will be asked to set the UPI PIN.
  • Step 6th:- Set the UPI PIN and you are ready for WhatsApp UPI transactions.
  • Step 7th:- Apart from UPI payments, one can also use the WhatsApp QR scan feature to transfer funds.

How To Set WhatsApp UPI

Read Also:- WhatsApp to Launch AI-Generated Profile Pictures Feature Soon

How To Make UPI Payments on WhatsApp QR Scan?

  • Step 1st:- Open WhatsApp and go to Settings.
  • Step 2nd:- Select the “New Payments” option.
  • Step 3rd:- Select the “Scan QR Code” option.
  • Step 4th:- Point your camera to the “QR code”.
  • Step 5th:- Enter the amount you want to transfer and complete the payment after entering your UPI PIN. Payment will be made.

FAQ About UPI Payments on WhatsApp

Q1. How to pay UPI in WhatsApp?

Ans. See Below:- 

  • Step 1st:- Tap Pay with UPI > Review and pay.
  • Step 2nd:- Review your order, then tap Continue.
  • Step3rd:- If you’ve already set up payments on WhatsApp, you can select the linked bank account you wish to pay with. …
    Confirm the payment details, then tap Send payment.

Q2. Can you use Google pay in WhatsApp?

Ans. No, you cannot use Google Pay directly within WhatsApp. WhatsApp has its own payment system using Unified Payment Interface (UPI). To use WhatsApp Pay, you need to link your bank account to WhatsApp Payments and complete the transaction within the app.

Google Pay is a separate app and service that also uses UPI for transactions but operates independently of WhatsApp. To make payment through Google Pay, you have to use the Google Pay app.

WhatsApp is adding a new payments feature that is available on Google Pay, PhonePe and other UPI apps. Soon, WhatsApp will let Indian users make international payments using UPI.

Q3. Is WhatsApp safe to use with UPI?

Ans. WhatsApp does not handle your banking details directly. Here’s how it works: UPI as a backbone. WhatsApp has partnered with the National Payments Corporation of India (NPCI), which manages the UPI infrastructure. NPCI connects WhatsApp to your bank securely.

Q4. Can I make payment via WhatsApp?

Ans. Yes, you can make payments via WhatsApp using the UPI (Unified Payments Interface) feature. Here’s how you can do it:

  1. Update WhatsApp: Make sure you have the latest version of WhatsApp installed on your phone.
  2. Set Up Payments: Open WhatsApp, go to Settings > Payments, and follow the instructions to link your bank account using UPI.
  3. Send Payment:
    • Open a chat with the person (Friend, Relatives) you want to send money to.
    • Tap on the attachment icon (paperclip) and select Payment.
    • Enter the amount and your UPI PIN.
    • Confirm the payment.

Once completed, both you and the recipient will receive a notification about the transaction. Make sure the recipient also has WhatsApp Payments set up to receive money.

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